Welcome to Khuram Insurance. These Terms & Conditions ("Terms") apply to your access to and use of our website. By accessing or using this website, you acknowledge that you have read and understood these Terms.
If you do not agree with these Terms, please discontinue use of the website.
1. Introduction
This website is operated under the name Khuram Insurance ("we," "our," or "us"). It provides general information about insurance services, including Auto Insurance, Home Insurance, Life Insurance, and Business / Commercial Insurance.
These Terms govern your use of the website and do not, by themselves, create an insurance policy, brokerage agreement, or insurance coverage.
2. Use of This Website
You agree to use this website only for lawful purposes and in a manner that does not interfere with its operation or other visitors' use.
You must not:
- Use the website for unlawful or fraudulent purposes.
- Attempt to gain unauthorized access to the website or its systems.
- Disrupt, damage, or impair website functionality or security.
- Copy, scrape, or reuse website content in a way that violates applicable law.
- Misrepresent your identity when contacting our team.
3. Insurance Services
Khuram Insurance provides information about the following insurance service categories:
- Auto Insurance
- Home Insurance
- Life Insurance
- Business / Commercial Insurance
The availability of specific insurance products, coverage options, insurers, and services may depend on your location, eligibility, underwriting requirements, and other applicable conditions.
A description on this website does not guarantee that a particular policy, price, benefit, or coverage will be available to every visitor.
4. No Insurance or Financial Advice
Website content is provided for general informational purposes only. It is not intended to constitute individualized insurance, legal, tax, or financial advice.
You should review your circumstances and the relevant policy documents before making insurance decisions. Where appropriate, consult a qualified professional for advice specific to your situation.
5. Website Information
We aim to keep website information useful and current. However, we do not guarantee that all content is complete, accurate, current, or free from errors or omissions.
Website content may be updated, corrected, or removed at any time without prior notice.
Important: Website content is not a substitute for the terms, conditions, exclusions, and limits stated in an issued insurance policy.
6. Eligibility and Communications
By contacting us, you confirm that the information you voluntarily provide is accurate to the best of your knowledge. You should not knowingly provide false, misleading, or unauthorized information.
Our website currently directs visitors to contact our team by phone. A call or inquiry does not guarantee a quote, policy approval, coverage, or a particular response time.
7. Third-Party Links and Services
This website may contain links to third-party websites or services for convenience or additional information. We do not control and are not responsible for the content, availability, terms, or privacy practices of those services.
Your use of third-party websites is subject to their own terms and policies.
8. Intellectual Property
Unless otherwise stated, the website's text, design, graphics, branding, and other content are owned by Khuram Insurance or used with appropriate permission.
You may access and use website content for personal, non-commercial informational purposes. You may not reproduce, distribute, modify, or commercially exploit website content without appropriate authorization, except where permitted by law.
9. Limitation of Liability
To the extent permitted by applicable law, Khuram Insurance will not be responsible for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this website.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited under applicable law.
10. Indemnification
To the extent permitted by applicable law, you agree to be responsible for losses or claims arising from your unlawful use of the website or material violation of these Terms, where such responsibility is legally applicable.
11. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how information may be handled when you visit our website or contact our team.
Please review the Privacy Policy for further information about our data practices.
12. Changes to These Terms
We may revise these Terms from time to time. Updated Terms will be posted on this page with a revised "Last Updated" date.
Your continued use of the website after revised Terms are posted indicates your use is subject to the updated Terms, to the extent permitted by applicable law.
13. Governing Law
These Terms are subject to applicable laws. Any governing-law or jurisdictional requirements will depend on the location and legal structure of the business and the laws applicable to the relevant services.
Nothing in this section is intended to override mandatory consumer protection or other applicable laws.
14. Contact Khuram Insurance
If you have questions about these Terms & Conditions or our website, please contact our team by phone.
Khuram Insurance
Phone:
+1 (888) 506-0155
Website:
khuraminsurance.com